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One Couple.
100+ Lenders.
Your Path Home.

With over 40 years of combined experience, our mission is simple: Our Family Helping Yours. 

Trust us to guide you through the mortgage process and help make your homeownership dreams reality! 

Stephanie & David Cramm | Mortgage Loan Brokers
NMLS: #243972 and #565968

Xpert Home Lending, Inc. NMLS #2179191

Call or Text Stephanie: (303) 931-6776

What our customers say
Reviews
(145)

Your Situation Isn’t Standard... Your Mortgage Shouldn’t Be Either.

We’re That Mortgage Couple, Colorado-based mortgage brokers with access to 100+ banks and investors, available in more than 40 states. One conversation, a whole market of options.

Why a broker?
A bank can only sell you what’s on its own shelf. We’re more like Amazon: we shop 100+ banks and lenders to find the loan that fits you, and a competitive rate, not just the one a single company happens to offer.

We solve "tough" lending issues

  • Income or credit challenges? We have loan products built for exactly that.
  • Need help with a down payment? We have assistance programs.
  • Want someone to walk you through it? Taking the time to explain every step is what we do.

Every loan type, one place
FHA, VA, Conventional, Jumbo, Non-QM, Home Equity Loans, Reverse Mortgages, USDA, Land Loans and even commercial loans!

Whether you’re buying your first home, your dream home, or you’re refinancing, we’ll find your path to yes.

Call, text, or email us today!  Available 7 days a week. 

Real estate agent? Start here.

Past client? We're still here.

Call Our Experts Today!

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