Loan Program Options

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Conventional Loans

A conventional loan is a type of loan that is not insured by the government. Conventional loans offer more flexibility and fewer restrictions for borrowers, especially those borrowers with good credit and steady income.

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FHA Home Loans

FHA home loans are mortgages which are insured by the Federal Housing Administration (FHA), allowing borrowers to get low mortgage rates with a minimal down payment.

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VA Loans

VA loans are mortgages guaranteed by the Department of Veteran Affairs. These loans offer military veterans exceptional benefits, including low interest rates and no ...

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Jumbo Loans

A jumbo loan is a mortgage used to finance properties that are too expensive for a conventional conforming loan. The maximum amount for a conforming loan is $766,550 in...

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Reverse Mortgages

 A reverse mortgage is a mortgage loan, usually secured by a residential property, that enables the borrower to access the unencumbered value of the property. The loans are typically promoted to older homeowners and typically do not require monthly mortgage payments.

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HELOC Loans

A home equity line of credit, or HELOC, is a revolving type of secured loan in which the lender agrees to lend a maximum amount within an agreed period, where the collateral is the borrower's property.

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Down Payment Assistance Loans

Down payment assistance comes in various forms depending upon your state. Some are grants that you don't repay or it can be forgiven over a period of time. Others are a second mortgage which must be repaid over a period of time, or at time of sale, or might be forgiven. Let us help you find the right one for your situation and state. 

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Fix and Flip Loans

Fix and Flip loans help investors and even first-time investors, maximize their cashflow by financing the home renovations and the purchase of the property in one loan.  

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Mortgage Rate Options

Fixed Rate

The most common type of loan option, the traditional fixed-rate mortgage includes monthly principal and interest payments which never change during the loan's lifetime.

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Adjustable ARM

Adjustable-rate mortgages include interest payments which shift during the loan's term, depending on current market conditions. Typically, these loans carry a fixed-i...

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Interest Only

Interest only mortgages are home loans in which borrowers make monthly payments solely toward the interest accruing on the loan, rather than the principle, for a specific...

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Temporary Buy Downs

A temporary buy down helps a homebuyer by lowering the payment during the first year to two years of the loan. Buy downs are commonly referred to as 1/0 buy down...

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Loan Programs

Which Mortgage is Right for You?

There are a number of different types of home loans available to you. Luckily we're here to help you choose the best type of home loan for your needs.

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